Terms and Conditions

Promotion: 0% Interest Rate Business loan is for new payment processing clients with a VentureKap, LLC Trust certified payment partner.
Rates: 0% APR Business Loan cost is $27.78 per month for every $1,000 borrowed for a period of 36 months.
Loan Origination: Term Loans are originated by VentureKap, LLC Trust.
Prequalification disclosure: Prequalified merchants are based on the information you provide and potentially a soft credit inquiry. Receiving prequalification does not guarantee that we will extend you an offer of credit. You are not yet approved for a loan or a specific rate. All credit decisions, including loan approval, if any, are determined by our underwriters, in their sole discretion. All credit decisions require a hard credit inquiry. We reserve the right to change or withdraw the prequalified rates at any time.
Minimums: Merchants must process a minimum of $15,000 per month in total credit card sales volume to qualify.
Credit Reporting: Payment history is reported to a credit bureau and charge offs are discharged to collection agencies.
States allowed: At this time, 0% interest free loans are only offered to businesses operating their business in the US except, California, Nevada, North Dakota, and South Dakota.
Compliance: VentureKap complies with the Truth in Lending Act (TILA), the Fair Credit Reporting Act (FCRA), and the Equal Credit Opportunity Act (ECOA).